How to open a provident fund account in Wenzhou
Provident fund is one of the important benefits for employees. For employees working or living in Wenzhou, opening a provident fund account is a prerequisite for enjoying housing loans, rental subsidies and other benefits. This article will introduce in detail the process, required materials and answers to frequently asked questions about opening a provident fund account in Wenzhou to help you complete the process quickly.
1. Conditions for opening a Wenzhou provident fund account
To open a provident fund account in Wenzhou, you need to meet the following conditions:
| Conditions | Description |
|---|---|
| Current employees | Current employees who have signed a labor contract with an employer in Wenzhou City |
| Unit deposit | Employers need to register and pay provident fund at Wenzhou Provident Fund Management Center |
| personal identity | A valid identity document (ID card or household registration booklet) is required |
2. Wenzhou provident fund account opening process
The process of opening a provident fund account is divided into two methods: unit processing and individual processing. The details are as follows:
| Processing method | process |
|---|---|
| Handled by unit | 1. The employer registers at the Wenzhou Provident Fund Management Center 2. Submit employee personal information and labor contract 3. Open the account after approval by the Provident Fund Management Center |
| Personal processing | 1. Bring your ID card, labor contract and other materials to the Provident Fund Management Center 2. Fill out the "Application Form for Establishing a Housing Provident Fund Personal Account" 3. Submit materials and wait for review |
3. Required materials
Whether you are applying for an organization or an individual, you need to prepare the following materials:
| Material name | Remarks |
|---|---|
| Original and copy of ID card | Need to copy both sides |
| labor contract | The official seal of the unit is required |
| Copy of unit business license | Only required when the unit handles |
| Provident Fund Account Opening Application Form | Can be collected at the Provident Fund Management Center |
4. Place and time of processing
The Wenzhou Provident Fund Management Center and the handling outlets in various districts and counties are as follows:
| Place of application | address | office hours |
|---|---|---|
| Wenzhou Provident Fund Management Center | Jincheng Building, Zhanzhan Avenue, Lucheng District, Wenzhou City | Monday to Friday 9:00-17:00 |
| Ouhai District Provident Fund Management Department | Ouhai Avenue, Louqiao Street, Ouhai District | Monday to Friday 9:00-17:00 |
| Longwan District Provident Fund Management Department | Yongning West Road, Yongzhong Street, Longwan District | Monday to Friday 9:00-17:00 |
5. Frequently Asked Questions
1. How long does it take to make deposits after the provident fund account is opened?
After the provident fund account is opened, the unit must start paying the provident fund in the next month. The personal portion is withheld and paid by the unit.
2. Can provident fund accounts be transferred to other places?
Yes. If you have a provident fund account in other cities before, you can apply to transfer the account balance to a Wenzhou provident fund account.
3. How to check the balance after the provident fund account is opened?
You can check your provident fund balance through the following methods:
| Query method | Operation steps |
|---|---|
| Online inquiry | Log in to the official website of Wenzhou Provident Fund Management Center and enter your ID number and password to query |
| Mobile APP | Download the "Wenzhou Provident Fund" APP and check after registration |
| Offline inquiry | Bring your ID card to the provident fund management center counter to inquire |
6. Precautions
1. After the provident fund account is opened, please keep the account number and password properly to avoid leakage.
2. If you need to change your personal information (such as mobile phone number, address, etc.), please go to the Provident Fund Management Center to complete the change procedures in a timely manner.
3. The provident fund contribution ratio is shared by the unit and the individual. For specific ratios, please consult the employer or the provident fund management center.
Through the above steps, you can successfully open a provident fund account in Wenzhou and enjoy various benefits brought by the provident fund. If you have any questions, you can call the Wenzhou Provident Fund Management Center customer service hotline: 12329 for consultation.
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